![]() As the school year approaches, parents and students prepare for the transition from summer fun to academic routines. Along with buying school supplies and planning schedules, it’s crucial to consider the insurance aspects that can protect your family during this busy time. At Brightside Insurance Agency, we want to ensure you’re well-prepared for the new school year with the right insurance coverage. ![]() 1. HOMEOWNERS AND RENTERS INSURANCE: PROTECTING PERSONAL PROPERTY For parents with kids heading off to college, it's crucial to understand how their belongings are covered. If your student lives in a dorm, your homeowners insurance may extend to their personal property. However, if they're renting off-campus, consider getting renters insurance for additional liability protection and to protect their belongings from theft or damage.
2. AUTO INSURANCE: SAFE TRAVELS TO AND FROM SCHOOL With the increase in traffic around school zones and bus routes, ensuring your auto insurance policy is up-to-date is essential. This includes:
3. LIABILITY AND IDENTITY THEFT PROTECTION Accidents happen, and having personal liability coverage can protect you from potential legal costs if someone is injured on your property. Additionally, identity theft protection is important, especially in shared living environments where personal information is more vulnerable. The increased exposure to others and the use of shared Wi-Fi networks in these spaces can make it easier for unauthorized individuals to access personal belongings and sensitive documents. This coverage helps safeguard against the financial and emotional impact of identity theft. 4. UMBRELLA INSURANCE: EXTRA PROTECTION Umbrella insurance provides additional liability coverage beyond your standard policies. This can be particularly useful if you’re involved in school or community activities that increase your risk exposure. TIPS FOR A SMOOTH INSURANCE CHEK-UP:
WHY IT'S IMPORTANT Reviewing and updating your insurance coverage ensures that you're prepared for any surprises during the school year. Whether it's protecting valuable electronics or safeguarding your belongings against theft and damage, a little preparation goes a long way. This approach offers peace of mind and financial security, allowing you to focus on what's important during the busy school season. At Brightside Insurance Agency, we’re committed to helping you navigate the back-to-school season with confidence. Contact us today to review your insurance policies and ensure your family is protected throughout the school year. Here’s to a safe and successful school year!
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